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ARTICLES |
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Banking
Articles on banking, managing
your checking accounts, and spending wisely
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Bankruptcy
Articles
on preventing bankruptcy, filing bankruptcy, and recovering from bankruptcy
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Budgeting
Articles on
creating a budget, tips on sticking with your budget, and successful
financial planning
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Credit Cards
Articles
on using Credit Cards wisely, understanding Interest Rates and Annual
Percentage Rates, and what to watch out for with Credit Cards
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Credit Repair
Articles on Credit Counseling, Debt Settlement, Debt Consolidation as well
as cleaning up your credit
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Credit
Report/Score
Articles on what your credit report is, how it effects you, and what you can
do to change and improve your credit score
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Debt Management
Articles on Debt
Management: How to analyze & manage your debts, and how to recognize if your
debts are getting out of control
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Insurance
Articles
explaining home, life, health, car, and even pet insurance and how you can
save money on each
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Investing
Articles on
buying and selling stocks and investment tips and advice
Articles explaining annuities and
how to use them as investments for retirement
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Money Saving
Tips
Articles on saving money, shopping frugally, and smart financial planning
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Mortgages
Articles
on the many different types of mortgages, what to look for in a home loan,
as well as many tips on saving money with your mortgage
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Our Maker's Money
Articles from a Biblical perspective of our
money, finances, and stewardship
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Retirement
Articles on saving and planning for
retirement
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Student Savings
Articles on how students can save money, pay for tuition, get student loans,
and more
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Taxes
Articles on paying taxes, saving money on your
taxes, tax reform, and more
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Graduated Payment Mortgage
Graduated Payment Mortgages have payments that start off
low and gradually increase at predetermined periods. These initial low
payments allow borrowers to qualify for larger loans than they could currently
afford because they are banking that their net income will increase in time
and the higher payments will become affordable.
Graduated
Payment Mortgages may be negatively amortizing (you are paying less then what
covers the interest rate) during the first few years and will then ‘catch up’
once the payments start increasing.
Be sure to read our other mortgage advice articles:
Fixed Rate Loans
Adjustable Rate Loans
VA Loans
FHA Loans
Balloon Loans
Convertible Mortgage Loans
Negative Amortization Loans
Buy-Down Mortgage
Jumbo Loans
2nd Mortgage Loans
Please visit our sponsor page if you are
interested in learning more about affordable mortgages!

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